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25.07.2024 09:36:00
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I Used to Think a Roth IRA Was the Best Retirement Savings Plan. Here Are 2 Options I Now Like Better.
A few years ago, if you had asked me to call out the best retirement savings account in existence, I probably would've pointed to the Roth IRA. Roth IRAs are loaded with benefits -- ones that can make retirement easier financially.With a Roth IRA, you get to enjoy tax-free gains in your account as well as tax-free withdrawals. Think about how stressful taxes are in your life right now. Well, imagine not having to pay them on your main source of retirement income.Plus, Roth IRAs do not force savers to take required minimum distributions (RMDs). That means you can benefit from the aforementioned tax-free growth for as long as you want, and you're able to pass a portion (or all) of your Roth IRA on to your heirs if that's a big goal of yours.Continue readingWeiter zum vollständigen Artikel bei MotleyFool

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