Cathay General: 3 Key Takeaways for Long-Term Investors

On its third-quarter 2026 earnings call, held on Oct. 21, 2026, Cathay General (NASDAQ:CATY) announced record net interest income, the profit earned from interest on loans minus interest paid on deposits, of $211.9 million. Steady commercial loan growth and asset repricing continue expanding returns. Higher asset yields defend earnings as deposit costs remain high.

Three things management said stand out.

Management boosted its full-year guidance for both loan expansion and deposit balance growth. Strong commercial borrower activity and active branch outreach supported the revision.

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