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06.09.2024 13:30:00

Forget the 4% Rule? Here's What You Should Really Be Looking at During Retirement.

Everyone's retirement is different, but we all have a common goal: ensuring our retirement savings last long enough.The 4% rule is arguably the go-to guideline for determining how quickly you can spend your savings. It states that a retiree can withdraw 4% of their nest egg's initial value annually, adjusted for inflation. In other words, someone who retires with $1 million would withdraw $40,000 annually, increasing it slightly every year to adjust for inflation.It's a good starting point for developing some basic frameworks but is hardly a retirement plan. The problem with painting with broad strokes is that you'll never fill in the finer details.Continue readingWeiter zum vollständigen Artikel bei MotleyFool

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